Step 1 Assess Objective and Time Frame for Move:
Congratulations, you have decided to retire. Finally a chance to accomplish all those great plans you had “when you have the time”. The first thing you need to accomplish is the time table for the change. You need to have a realistic approach as to how long it will take to sell your present home and how long to find your new home.
Once you determine a time for the change, you need to assess how you will accomplish your objectives. While you wind down a career, there will be many more tasks that need to be accomplished to sell your present residence. A careful look at any deferred maintenance problems and how they will be remedied needs to be addressed. How much of your current “stuff” will be going with you and how will you dispose of what you no longer feel you need or want? Check with your tax advisor and see if donation to a worthy organization will help your upcoming tax obligations. Attics and storage areas need to be organized and items you feel you no longer have need for should be disposed of –perhaps to a family member.
Step 2 Call a Lender:
Calling a lender will depend on whether you have decided to rent or to purchase. It will also depend on whether the equity in your present home is large or small.
Step 3 Call Amy:
While you may have bought and sold many homes, you will still need assistance. Determining the value on your present home is more than the “house down the street sold for $xxx,xxx and my house is better”. You need a realistic approach as to what is the best listing price to market your present home, what you can realistically expect for a marketing time and what the competition is from other homes currently on the market.
The real estate market changes on a daily basis. Purchasing a new home requires commitment and communication. You need to have someone who will be willing to continue searching all of her resources to find you that perfect new home. You also need to have someone who believes that communication is the keystone to any good business relationship.
Step 4 Look for a New Home:
Perhaps your retirement plans include a variety of travel experiences. Perhaps you will relocate to a warmer area of the country for part of the year. The purchase of a townhouse or condominium where most maintenance cares will be included in your homeowner dues may be the right choice. A life long desire to do extensive gardening may mean a smaller home (less inside work) and a larger lot. You thrive on having family and friends come to stay – maybe a larger than present home is on the horizon.
Additional Resources:
Buyers Representation by Amy Shair
Call Amy at (919) 818-5001 or Info@AmyShair.com to schedule your initial Buyer Consultation.[:zh]Step 1 Assess Objective and Time Frame for Move:
